Instant Square Sync
Connect in seconds. Sell in-person and online effortlessly with two-way sync for catalog, orders, and customers.
Independent Square Reseller
Payments as Sweet as Sugar
Seamless Square integration. Faster payouts. Built for your business — and your phone.
- Built on Square APIs
- PCI DSS aligned
- Loved by all
How it Works
Live in three sweet steps
- 01
Connect Square
Sign in once. We sync your catalog, customers, and orders securely.
- 02
Customize Your Brand
Add your logo, colors, and message. Your invoices, your style.
- 03
Get Paid Faster
Send links, accept cards, track payouts — all from one mobile-first dashboard.
Why SugarPay
Everything Square sellers wish they had
Smart Invoicing
Branded, mobile-friendly invoices with one-tap payment links. Customers pay 2x faster on average.
Real-Time Analytics
Beautiful, earth-toned dashboards. Track sales, payouts, and trends from your phone or laptop.
Industries
Built for how your business actually runs
Industry-specific Square deployments — POS, online, loyalty, hardware, and lower processing costs — configured to your operation, not generic SMB.
Restaurants
Run a tighter kitchen. Keep more of every check.
See playbook →QSR
Speed at the counter, kiosks at the wall, kitchen on rhythm.
See playbook →FSR
Floor maps, course pacing, splits, comps — without the legacy pain.
See playbook →Bars / Nightclubs
Tabs, tips, taps. POS that keeps up with the rush.
See playbook →Retail
One inventory. Every sales channel.
See playbook →Retail Clothing
Size, color, season — the variants don't have to be your headache.
See playbook →
Pricing
Simple, honest pricing
Square-powered, no hidden markup. Pick the model that fits your margins.
Standard
Rack rates
Square's published pricing, pass-through
- In-person (tap, dip, swipe)
- 2.6% + 15¢
- Manually keyed / card on file
- 3.5% + 15¢
- Online (eCommerce checkout)
- 2.9% + 30¢
- Invoices (paid online)
- 3.3% + 30¢
- Exactly what Square charges — no markup
- Funds settle to your Square bank account
- Best for predictable, mixed-channel volume
Reseller Favorite
Dual Pricing
0% to you
Powered by Duet — card price is the regular price; cash gets the discount
- Card price
- Regular price
- Cash / check discount
- 4% off
- Processing cost to merchant
- 0% + $0
- Duet engine + signage
- Included
- Card price is the regular price — no surcharge, no fee
- Cash customers see an automatic discount at checkout
- Best for high card-volume, low-margin sellers
Custom
Let's talk
Negotiated for established volume
- Interchange-plus pricing
- Available
- Volume discounts
- $250k+/mo
- Multi-location billing
- Included
- Dedicated account rep
- Included
- Tailored rates for your category & volume
- ACH, B2B, and high-ticket workflows
- Best for established merchants & resellers
Standard rates reflect Square's published rack rates as of April 2026 and may change — see squareup.com/pricing. Duet, our Dual Pricing engine, operates as a cash discount program — the card price is the regular listed price and cash customers receive an automatic discount at checkout. Cash discount is broadly permitted across the U.S.; specific signage and receipt-disclosure requirements vary by state and are configured at onboarding. Custom rates require an underwriting review. SugarPay does not process payments directly. Disclaimers.
FAQ
Questions, sweetly answered
Is SugarPay affiliated with Square?
No. SugarPay.io is an independent Square Reseller — we sell Square's payments products to merchants and build software on top of Square's public APIs. We are not affiliated with, endorsed by, or sponsored by Block, Inc. or Square, Inc.
Who actually processes my payments?
Card payments are processed by Square (a Block, Inc. company) under your Square account. Funds settle directly to your linked Square bank account on Square's standard payout schedule. SugarPay never holds your money.
Is there a contract or cancellation fee?
No long-term contracts and no cancellation fees. Cancel anytime from your dashboard. If you cancel mid-cycle on a paid plan, you keep access until the end of the billing period.
How do you handle my data?
We use industry-standard encryption in transit (TLS 1.2+) and at rest. Card data never touches our servers — it goes straight to Square. See our Privacy Policy for the full breakdown.
What happens to my data if I cancel?
Your data stays in your Square account — we just disconnect. We retain limited records (invoices, audit logs) per legal/tax requirements and delete the rest within 90 days of account closure.
Ready to make payments sweeter?
Join thousands of Square sellers using SugarPay. Get started in minutes — no credit card required.
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